Let’s start with your number
We’ll send a 4-digit code to confirm it’s you. Checking your rate is a soft enquiry and won’t affect your credit score.
- Credited to you
- ₹22,050
- Fee + GST
- ₹2,950
- Repay on day 30
- ₹32,500
Indicative only. Your final terms appear in the sanction letter.
What it actually costs.
Processing fee and GST are deducted before disbursal, so the amount that reaches your bank is smaller than the amount you borrow. We show you both.
Short-tenure credit is expensive. At these terms the APR reaches up to 700% — borrow only what you can repay inside 180 days.
Illustrative only. Final terms appear in your sanction letter.
Terms & conditions, in plain numbers.
Rate & limits
- Minimum loan amount
- ₹10,000
- Maximum loan amount
- ₹2,00,000
- Tenure
- Up to 180 days
- Processing fee
- Up to 10% + GST
Repayment
- Pre-closure charges
- None
- Prepayment charges
- None
- APR
- Up to 700%
- Cheque / e-NACH bounce
- ₹500 + GST
GetPaise is a brand operated & promoted by the RBI-registered NBFC “D.Pal Leasing And Finance Company Limited”. RBI registration number: B-14.01593
Important — As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, GetPaise provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on Android or the App Store, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through an unauthorized loan app by copying our name and logo.
One loan, every number.
A ₹30,000 loan over 3 months, followed all the way through — from what you borrow to what actually reaches your bank.
- Total personal loan interest
- ₹2,250
- Processing fees + GST
- ₹500 + ₹90 = ₹590
Processing fees and GST are deducted during disbursal, so the amount credited is lower than the amount sanctioned.
The terms this example sits inside.
- Loan amount
- ₹30,000 to ₹2,00,000
- Interest rate
- Up to 30%
- APR
- 365%
- Tenure
- 90 days to 180 days
- Processing fee
- Upto 10%
- Age
- 21 to 55 years
- Pre-closure charges
- As applicable
- Late payment fee
- As applicable
A PAN card is required. Your exact rate and charges are confirmed in the sanction letter before you accept anything.